Card reference

OKX Card: fees, availability and conditions

OKX Card spends from an OKX Pay stablecoin balance. OKX lists no issuance, annual or monthly fee and a 0% OKX FX fee, with a 0.1% conversion spread, in the regions checked. It is offered only in select regions.

Available only in select regions. Verified: EEA (EU and Norway; Iceland and Liechtenstein excluded), Ghana, Nigeria, Uganda, Rwanda, South Africa and Pakistan. Other regions: check the Card section in the OKX app. A region not listed here is not confirmed as available.

Public sources checked · 2026-10-06

Documented facts

OKX Card · documented card terms
ItemDocumented value
What it isSpends from your OKX Pay stablecoin balance (USDT, USDC or USDG). OKX Pay activation and advanced identity verification (KYC) are required.
Card networkMastercard or Visa depending on region; Mastercard in the EEA.
Card formNot verified. Official pages give conflicting statements about virtual and physical cards.
Issuance, annual and monthly feesNone, per OKX's EEA, Africa and South Asia card pages.
Foreign exchange fee0% charged by OKX, per the same regional pages. Card network or merchant charges are separate.
Stablecoin to fiat conversion0.1% market spread, per the EEA, Africa and South Asia pages.
ATM feesNot verified.
CashbackPaid in USDG; depends on region and VIP level and applies only when USDG is the active payment currency. Rates are not listed here because official sources conflict.
Contracting entityEEA: OKX Europe Ltd., authorised under MiCAR, per OKX's Europe card explainer. The issuing or contracting entity in other regions is not verified.
Sign-up benefit via this linkNo documented sign-up benefit

Where is the card available?

Verified availability

Listed as available on OKX's official regional card pages: EEA (EU member states and Norway; Iceland and Liechtenstein excluded), Ghana, Nigeria, Uganda, Rwanda, South Africa and Pakistan. OKX describes the card as available in select regions only. Singapore resident eligibility and the United States (shown as coming soon) are not verified. Other regions: check the Card section in the OKX app.

AT · BE · BG · HR · CY · CZ · DK · EE · FI · FR · DE · GR · HU · IE · IT · LV · LT · LU · MT · NL · PL · PT · RO · SK · SI · ES · SE · NO · GH · NG · UG · RW · ZA · PK

Promotion restrictions

Promotion is limited to readers in the verified regions above. This page does not encourage use where the card is unavailable; check the Card section in the OKX app.

Alvin approved this card link on 2026-10-06. Availability is regional; readers outside the verified regions should not expect to qualify.

Unknown is not global: a region missing from the verified list is not confirmed as available.

Conditions

  • OKX Pay must be activated and advanced identity verification (KYC) completed.
  • Payments draw on the OKX Pay stablecoin balance (USDT, USDC or USDG) and are converted to fiat at a 0.1% market spread on the regional pages checked.
  • Cashback is paid in USDG, varies by region and VIP level, and applies only when USDG is the active payment currency.
  • Fees and features can change; the OKX app and regional terms prevail.

Sources & verification

OKX Help Center · okx card help ↗

Card spends from the OKX Pay stablecoin balance (USDT, USDC or USDG); OKX Pay activation and advanced KYC required; select regions only.

Checked 2026-10-06
OKX Learn · okx card eea ↗

EEA eligibility (EU and Norway; Iceland and Liechtenstein excluded), Mastercard network, no issuance/annual/monthly fee, 0% OKX FX fee, 0.1% conversion spread.

Checked 2026-10-06
OKX Learn · okx card africa ↗

Availability in Ghana, Nigeria, Uganda, Rwanda and South Africa; no issuance/annual/monthly fee, 0% OKX FX fee, 0.1% conversion spread.

Checked 2026-10-06
OKX Learn · okx card south asia ↗

Availability in Pakistan; no issuance/annual/monthly fee, 0% OKX FX fee, 0.1% conversion spread.

Checked 2026-10-06
OKX Help Center · okx card sg fees ↗

A Singapore card fee page exists; it does not establish which residents are eligible, so Singapore eligibility stays not verified.

Checked 2026-10-06
OKX Learn · okx card europe ↗

In the EEA the card is provided by OKX Europe Ltd. under MiCAR.

Checked 2026-10-06